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A physical or mental impairment that substantially limits
one or more major life activities of an individual. It can be partial
or total / permanent or temporary.
An employment-based health
service program designed to assist in the identification and resolution
of a broad range of employee personal concerns that may affect job performance.
These programs deal with situations such as substance abuse, marital problems,
family troubles, stress and domestic violence, as well as health education
and disease prevention.
An interest-bearing tax-exempt savings account established
for an eligible employee that's coupled with an economical, HSA-qualified
high-deductible health plan (HDHP). It's similar to an individual retirement
account, except that the money in an HSA is used to pay for qualified
medical expenses. / A method of financing health care by giving a tax
advantage to individuals who establish and maintain personal accounts
for health care purposes; similar to an Individual Retirement Account
for retirement purposes.
Benefits consisting of medical care (provided
directly or through insurance or reimbursement) under any hospital or
medical service policy, plan contract, or HMO contract offered by a health
insurance company or a group health plan. Excludes accident or disability
income insurance, workers compensation, automobile insurance with medical
coverage, coverage for on-site medical clinics or dental or vision benefits.
Insurance coverage that offers protection
against claims alleging that a property owner's negligence or inappropriate
action resulted in bodily injury or property damage to another party.
Protection against the death of an insured in
the form of payment to a designated beneficiary.
Insurance coverage sold on an individual
or group basis, which helps to fill the gaps in the protection provided
by the Medicare program. Medicare supplements cannot duplicate any benefits
provided by Medicare, but may pay part or all of Medicare's deductibles
and co-payments, and may cover some services and expenses not covered
by Medicare.
A healthcare maintenance organization plan that
encourages the use of participating providers but does not require it.
However, members usually are charged higher deductibles and co-payments
if they use providers who are not on the list. Also called an open-ended
HMO.
An employee welfare benefit plan under which
all benefits are paid either from the general assets of the sponsor of
the plan, or from a trust into which the sponsor and/or participants have
made contributions. Such plans generally are exempt from State law.
Benefit in which an employer provides cash
payments or medical care to employees who is injured on the job. These
benefits are mandated by state law and include partial wage replacement
benefits and rehabilitation benefits.
Coverage on the risks associated with driving
or owning an automobile. It can include collision, liability, comprehensive,
medical, and uninsured motorist coverage's.
A physical or mental impairment that substantially
limits one or more major life activities of an individual. It can be partial
or total / permanent or temporary.
Benefits consisting of medical care (provided
directly or through insurance or reimbursement) under any hospital or
medical service policy, plan contract, or HMO contract offered by a health
insurance company or a group health plan. Excludes accident or disability
income insurance, workers compensation, automobile insurance with medical
coverage, coverage for on-site medical clinics or dental or vision benefits.
Insurance that protects the homeowner from
"casualty" (losses or damage to the home or personal property)
and from "liability" (damages to other people or property).
Also referred to as hazard insurance.
Protection against the death of an insured in
the form of payment to a designated beneficiary.
Care given in the form of medical and support
services to persons who have lost some or all of their capacity to function
due to an illness or disability. These services are generally provided
away from the primary health care facility and are of a long time frame.
Insurance coverage sold on an individual
or group basis, which helps to fill the gaps in the protection provided
by the Medicare program. Medicare supplements cannot duplicate any benefits
provided by Medicare, but may pay part or all of Medicare's deductibles
and co-payments, and may cover some services and expenses not covered
by Medicare.
A licensed health care facility, program, agency, physician,
or health professional that delivers health care services.
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